Car insurance keeps you legal and protects your finances after an accident. Enter your registration number to check the insurance status pulled from the government VAHAN portal, then compare third-party and comprehensive quotes from leading insurers. GaadiInfo shows whether your cover is active, expiring or expired so a lapse never slips past its due date.
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Car insurance is the safety net that stops one bad day on the road from becoming a large bill. The law requires at least third-party cover under the Motor Vehicles Act, which pays for injury or damage you cause to someone else but nothing toward your own car. A comprehensive policy goes further, covering your own vehicle against accidents, theft, fire and natural events — usually with optional add-ons like zero depreciation, engine protection and roadside assistance.
To decide between the first two, read our comparison of comprehensive vs third-party insurance.
Your annual premium mostly comes down to your car's Insured Declared Value (IDV), its age and city, the cover and add-ons you pick, and your No Claim Bonus from claim-free years. Two owners with the same car can pay quite different premiums, which is exactly why comparing before you renew is worth the few minutes. Setting the right IDV keeps the premium fair without under-insuring the car.
Enter your registration number to check the insurance status sourced from the government VAHAN portal — the tool flags whether cover is active, expiring soon or expired. From there you can compare renewal quotes from top insurers and buy online, with the policy document emailed instantly. Learn the full flow in the car insurance guide.
Ride a two-wheeler too? Compare bike insurance the same way. GaadiInfo is an independent platform, not an insurer or a government body.
Driving with expired insurance is a violation that can attract a fine, and you carry the full financial risk of any accident or third-party claim yourself. A lapse can also break your No Claim Bonus and may require a fresh inspection before renewal. The simplest fix is to renew before the expiry date.
Not upfront. For indicative quotes you mainly need your car's registration number, its year of manufacture and your recent claim history. You share policy documents later, when you finalise a plan with the insurer.
Third-party is the legal minimum and covers only damage you cause to others. Comprehensive adds own-damage, theft and fire cover, usually with add-ons like zero depreciation. Newer or higher-value cars generally justify comprehensive; an older car nearing the end of its life may not.
Protect your No Claim Bonus by avoiding small claims, choose a sensible voluntary deductible, and compare plans rather than auto-renewing. Picking the right Insured Declared Value (IDV) keeps the premium fair without under-insuring the car.
The VAHAN database may not hold linked insurance records for some older registrations or vehicles insured through certain providers. Your insurance may still be valid — check your policy documents even if the status shows as not available.